0.4 Carat Heart Natural Diamond Prices Comparison
As of February 2026, 0.4 carat heart natural diamonds usually range from $289 to $2,175, with an average price of $628.In the last month, prices for these diamonds are down 2.7%.Compare 1,095 verified listings across 3 retailers tracked by CaratRadar.
0.4 Carat Heart Natural Diamond Market Overview
CaratRadar currently tracks 1,095 verified 0.4-carat heart natural diamonds listed across 3 online retailers. Prices in this segment range from $289 to $2,175, with an average asking price of $628 and a median of $586.
The price spread of $1,886 (86.7% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.
These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.
1,095 diamonds tracked in this segment
Price range: $289 to $2,175
Average price: $628
Median price: $586
Available across 3 retailers
Savings potential: up to 86.7%
Price Range Overview
As of Feb 28, 2026Real market range for this carat, shape, and diamond type.
1,095
$289
$628
$586
$2,175
Price History
Price Comparison Matrix
Live Listings
See all listingsCompare current retailer offers for this exact segment and open any listing for full details.
GIA0.35ct | Heart | E | VS2 | Ideal
From $515
Compare at $560
GIA0.35ct | Heart | I | VVS2 | Ideal
From $460
Compare at $481
GIA0.35ct | Heart | E | VVS2 | Ideal
From $505
Compare at $550
GIA0.35ct | Heart | D | VVS2 | Ideal
From $640
Compare at $660
GIA0.35ct | Heart | F | VVS1 | Ideal
From $485
Compare at $490
GIA0.35ct | Heart | E | VVS1 | Ideal
From $708
Compare at $740
GIA0.35ct | Heart | I | VVS2 | Ideal
From $430
Compare at $444
GIA0.35ct | Heart | I | VS2 | Ideal
From $410
Compare at $410
GIA0.35ct | Heart | H | SI2 | Ideal
From $460
Compare at $481
GIA0.35ct | Heart | G | SI1 | Ideal
From $440
Compare at $461
GIA0.35ct | Heart | H | VVS2 | Ideal
From $570
Compare at $584
GIA0.35ct | Heart | I | VVS2 | Very Good
From $460
Compare at $480
GIA0.35ct | Heart | G | VS2 | Very Good
From $470
Compare at $497
GIA0.35ct | Heart | H | VS1 | Ideal
From $430
Compare at $446
GIA0.35ct | Heart | F | VS2 | Ideal
From $505
Compare at $550
GIA0.35ct | Heart | I | VVS2 | Ideal
From $410
Compare at $412
GIA0.35ct | Heart | E | VS1 | Ideal
From $556
Compare at $590
GIA0.35ct | Heart | G | VVS1 | Ideal
From $504
Compare at $510
GIA0.35ct | Heart | G | VS1 | Ideal
From $538
Compare at $540
GIA0.35ct | Heart | E | VVS1 | Ideal
From $645
Compare at $660
GIA0.35ct | Heart | I | VS1 | Ideal
From $525
Compare at $530
GIA0.35ct | Heart | E | VVS2 | Ideal
From $569
Compare at $600
GIA0.35ct | Heart | H | VS1 | Ideal
From $503
Compare at $510
GIA0.35ct | Heart | E | VS2 | Ideal
From $507
Compare at $550
GIA0.35ct | Heart | F | VS1 | Ideal
From $525
Compare at $560
GIA0.35ct | Heart | G | VS2 | Ideal
From $474
Compare at $490
GIA0.35ct | Heart | F | VS2 | Ideal
From $480
Compare at $513
GIA0.35ct | Heart | F | VVS2 | Ideal
From $579
Compare at $610
GIA0.35ct | Heart | D | VS2 | Ideal
From $542
Compare at $580
GIA0.35ct | Heart | D | VS1 | Ideal
From $680
Compare at $710
GIA0.35ct | Heart | G | VS2 | Ideal
From $516
Compare at $520
GIA0.35ct | Heart | H | VS1 | Ideal
From $477
Compare at $490
GIA0.35ct | Heart | G | VS1 | Ideal
From $507
Compare at $510
GIA0.35ct | Heart | F | SI1 | Excellent
From $440
Compare at $457
GIA0.35ct | Heart | E | VS2 | Ideal
From $544
Compare at $580
GIA0.35ct | Heart | I | VVS1 | Very Good
From $450
Compare at $474
GIA0.35ct | Heart | F | VS2 | Ideal
From $510
Compare at $550
GIA0.35ct | Heart | E | VVS2 | Ideal
From $587
Compare at $620
GIA0.35ct | Heart | G | VS2 | Ideal
From $450
Compare at $471
GIA0.35ct | Heart | H | VS1 | Very Good
From $460
Compare at $484
GIA0.35ct | Heart | G | VS2 | Ideal
From $460
Compare at $478
GIA0.35ct | Heart | E | VS1 | Ideal
From $573
Compare at $600
GIA0.35ct | Heart | E | VVS2 | Very Good
From $507
Compare at $510
GIA0.35ct | Heart | F | VS1 | Ideal
From $543
Compare at $580
GIA0.35ct | Heart | H | VS1 | Ideal
From $460
Compare at $482
GIA0.35ct | Heart | G | VS1 | Ideal
From $499
Compare at $510
GIA0.35ct | Heart | H | VS1 | Ideal
From $495
Compare at $500
GIA0.35ct | Heart | F | VS2 | Ideal
From $514
Compare at $550
GIA0.35ct | Heart | E | VS1 | Very Good
From $550
Compare at $552
GIA0.35ct | Heart | F | VS2 | Ideal
From $531
Compare at $570
Entry pricing in this category starts around $289.
What to Know When Shopping for 0.4 Carat Heart Natural Diamonds
- Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $1,886 or more.
- Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
- The median price of $586 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
- Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
- Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
- Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
- Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.
Frequently Asked Questions
We currently track 1,095 comparable stones in this segment. Prices start around $289 and go up to $2,175.
Based on the latest market data, the average asking price is about $628 with a median around $586.
The observed spread is roughly $1,886 across tracked listings, which is about 86.7% from highest to lowest offer in this bucket.
We refresh pricing data daily so these pages stay current with market changes.
Based on our data, the median price is $586, which represents the midpoint of the market. Anything below this figure from a reputable retailer is a solid deal.
We currently track this stone category across 3 online retailers, giving you a broad view of the competitive landscape.
For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.
Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $1,886 across sellers, which is why direct certified-diamond comparison is essential.
We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.
Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.
Diamond Terminology
- Carat
- A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
- Cut
- Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
- Color
- Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
- Clarity
- Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.
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Tracking Natural inventory for 0.4 carat Heart diamonds.