1.3 Carat Heart Natural Diamond Prices Comparison
As of February 2026, 1.3 carat heart natural diamonds usually range from $494 to $12,464, with an average price of $4,721.In the last month, prices for these diamonds are down 3.6%.Compare 108 verified listings across 4 retailers tracked by CaratRadar.
1.3 Carat Heart Natural Diamond Market Overview
CaratRadar currently tracks 108 verified 1.3-carat heart natural diamonds listed across 4 online retailers. Prices in this segment range from $494 to $12,464, with an average asking price of $4,721 and a median of $4,536.
The price spread of $11,970 (96.0% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.
These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.
108 diamonds tracked in this segment
Price range: $494 to $12,464
Average price: $4,721
Median price: $4,536
Available across 4 retailers
Savings potential: up to 96.0%
Price Range Overview
As of Feb 28, 2026Real market range for this carat, shape, and diamond type.
108
$494
$4,721
$4,536
$12,464
Price History
Price Comparison Matrix
Live Listings
See all listingsCompare current retailer offers for this exact segment and open any listing for full details.
GIASave 32.1%1.25ct | Heart | E | VS2 | Excellent
From $5,595
Compare at $8,236
GIA1.25ct | Heart | I | SI2 | Very Good
From $1,931
Compare at $2,000
GIA1.25ct | Heart | J | VS2 | Excellent
From $2,941
Compare at $3,193
GIASave 35%1.25ct | Heart | I | IF | Excellent
From $4,784
Compare at $7,361
GIA1.25ct | Heart | F | VS1 | Very Good
From $6,400
Compare at $7,035
GIASave 33.5%1.25ct | Heart | D | IF | Ideal
From $8,900
Compare at $13,381
IGISave 46.3%1.25ct | Heart | FANCY | VS1 | Very Good
From $757
Compare at $1,410
GIA1.25ct | Heart | D | VS2 | Good
From $4,990
Compare at $5,044
GIA1.25ct | Heart | G | SI1 | Ideal
From $3,360
Compare at $3,392
GIA1.25ct | Heart | I | SI1 | Excellent
From $2,988
Compare at $3,140
GIASave 23.7%1.26ct | Heart | E | IF | Excellent
From $9,345
Compare at $12,250
GIASave 30.3%1.26ct | Heart | F | SI1 | Excellent
From $3,568
Compare at $5,118
GIASave 32%1.26ct | Heart | J | SI2 | Excellent
From $2,300
Compare at $3,380
IGISave 51.2%1.26ct | Heart | E | VS2 | Very Good
From $494
Compare at $1,012
IGI1.26ct | Heart | J | VS1 | Very Good
From $2,640
Compare at $2,750
IGISave 48.3%1.26ct | Heart | FANCY | VVS1 | Very Good
From $839
Compare at $1,624
GIASave 28.4%1.26ct | Heart | FANCY | VS2 | Very Good
From $6,787
Compare at $9,478
GIASave 30.7%1.26ct | Heart | H | VS2 | Excellent
From $5,810
Compare at $8,378
GIA1.26ct | Heart | G | SI1 | Ideal
From $3,521
Compare at $3,600
GIA1.27ct | Heart | J | VS2 | Excellent
From $2,912
Compare at $2,972
GIASave 31.7%1.27ct | Heart | FANCY | IF | Very Good
From $5,916
Compare at $8,664
GIA1.27ct | Heart | J | VS2 | Ideal
From $2,815
Compare at $2,980
GIA1.27ct | Heart | I | VS1 | Excellent
From $3,580
Compare at $3,659
GIA1.27ct | Heart | H | SI1 | Very Good
From $2,712
Compare at $2,894
GIASave 18.3%1.27ct | Heart | I | VS1 | Excellent
From $3,690
Compare at $4,515
GIA1.28ct | Heart | F | VVS2 | Very Good
From $6,535
Compare at $6,588
IGISave 46.4%1.28ct | Heart | FANCY | VVS2 | Good
From $758
Compare at $1,416
GIASave 31.1%1.28ct | Heart | F | VS2 | Ideal
From $5,700
Compare at $8,273
GIASave 31%1.29ct | Heart | F | VVS1 | Excellent
From $6,667
Compare at $9,659
GIA1.29ct | Heart | J | SI1 | Excellent
From $4,504
Compare at $4,716
GIA1.29ct | Heart | F | SI2 | Ideal
From $2,843
Compare at $3,010
GIASave 33.3%1.29ct | Heart | G | VS2 | Very Good
From $4,513
Compare at $6,768
GIASave 13.1%1.3ct | Heart | I | SI1 | Excellent
From $2,541
Compare at $2,923
GIASave 29.5%1.3ct | Heart | K | VS2 | Ideal
From $3,615
Compare at $5,128
GIA1.3ct | Heart | J | SI2 | Very Good
From $2,097
Compare at $2,107
GIASave 12.2%1.3ct | Heart | H | VS2 | Very Good
From $4,559
Compare at $5,194
GIASave 32.9%1.3ct | Heart | F | VS2 | Ideal
From $6,685
Compare at $9,969
GIA1.3ct | Heart | E | SI2 | Ideal
From $3,680
Compare at $3,783
GIASave 30.6%1.3ct | Heart | G | VS1 | Excellent
From $5,835
Compare at $8,413
GIA1.3ct | Heart | I | SI1 | Ideal
From $3,477
Compare at $3,520
GIA1.3ct | Heart | G | SI1 | Excellent
From $3,850
Compare at $3,878
GIA1.3ct | Heart | I | SI2 | Very Good
From $3,394
Compare at $3,629
GIA1.3ct | Heart | D | VS2 | Ideal
From $6,224
Compare at $6,260
GIA1.3ct | Heart | H | VS1 | Very Good
From $5,847
Compare at $6,064
GIASave 19.8%1.3ct | Heart | H | SI1 | Very Good
From $3,606
Compare at $4,498
GIA1.3ct | Heart | E | SI2 | Ideal
From $3,007
Compare at $3,310
GIASave 32.8%1.3ct | Heart | F | VS2 | Very Good
From $6,224
Compare at $9,267
GIASave 30.9%1.3ct | Heart | D | VS1 | Good
From $7,010
Compare at $10,138
GIA1.3ct | Heart | H | SI2 | Ideal
From $3,070
Compare at $3,138
GIASave 31.8%1.3ct | Heart | E | IF | Excellent
From $8,865
Compare at $12,998
Entry pricing in this category starts around $494.
What to Know When Shopping for 1.3 Carat Heart Natural Diamonds
- Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $11,970 or more.
- Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
- The median price of $4,536 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
- Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
- Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
- Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
- Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.
Frequently Asked Questions
We currently track 108 comparable stones in this segment. Prices start around $494 and go up to $12,464.
Based on the latest market data, the average asking price is about $4,721 with a median around $4,536.
The observed spread is roughly $11,970 across tracked listings, which is about 96.0% from highest to lowest offer in this bucket.
We refresh pricing data daily so these pages stay current with market changes.
Based on our data, the median price is $4,536, which represents the midpoint of the market. Anything below this figure from a reputable retailer is a solid deal.
We currently track this stone category across 4 online retailers, giving you a broad view of the competitive landscape.
For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.
Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $11,970 across sellers, which is why direct certified-diamond comparison is essential.
We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.
Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.
Diamond Terminology
- Carat
- A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
- Cut
- Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
- Color
- Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
- Clarity
- Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.
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Tracking Natural inventory for 1.3 carat Heart diamonds.