1.3 Carat Heart Natural Diamond Prices Comparison

As of April 2026, 1.3 carat heart natural diamonds usually range from $1,344 to $12,463, with an average price of $4,780.In the last month, prices for these diamonds are down 3.3%.Compare 82 verified listings across 5 retailers tracked by CaratRadar.

Market Insights
Last updated: 2026-04-14

1.3 Carat Heart Natural Diamond Market Overview

CaratRadar currently tracks 82 verified 1.3-carat heart natural diamonds listed across 5 online retailers. Prices in this segment range from $1,344 to $12,463, with an average asking price of $4,780 and a median of $4,560.

The price spread of $11,119 (89.2% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.

These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.

  • 82 diamonds tracked in this segment

  • Price range: $1,344 to $12,463

  • Average price: $4,780

  • Median price: $4,560

  • Available across 5 retailers

  • Savings potential: up to 89.2%

Price Range Overview

As of Apr 14, 2026
Spread $11,119

Real market range for this carat, shape, and diamond type.

$1,344$12,463
Tracked

82

Lowest

$1,344

Average

$4,780

Median

$4,560

Highest

$12,463

Price History

Price Comparison Matrix

Live Listings

See all listings

Compare current retailer offers for this exact segment and open any listing for full details.

GIA | 1.31ct | Heart | H | SI2 | Excellent
Save 17.7%

GIA | 1.31ct | Heart | H | SI2 | Excellent

From $4,241

Compare at $5,152

3 stores
GIA | 1.31ct | Heart | E | VS2 | Ideal
Save 15.5%

GIA | 1.31ct | Heart | E | VS2 | Ideal

From $5,657

Compare at $6,693

4 stores
GIA | 1.31ct | Heart | H | SI1 | Very Good
Save 19.8%

GIA | 1.31ct | Heart | H | SI1 | Very Good

From $3,093

Compare at $3,857

3 stores
GIA | 1.31ct | Heart | H | SI1 | Excellent

GIA | 1.31ct | Heart | H | SI1 | Excellent

From $4,271

Compare at $4,405

2 stores
GIA | 1.31ct | Heart | H | VS2 | Very Good
Save 18.1%

GIA | 1.31ct | Heart | H | VS2 | Very Good

From $4,178

Compare at $5,100

4 stores
GIA | 1.31ct | Heart | K | VS2 | Excellent
Save 24.7%

GIA | 1.31ct | Heart | K | VS2 | Excellent

From $3,765

Compare at $4,998

3 stores
GIA | 1.31ct | Heart | I | SI2 | Ideal

GIA | 1.31ct | Heart | I | SI2 | Ideal

From $1,931

Compare at $2,010

2 stores
GIA | 1.31ct | Heart | H | SI1 | Ideal

GIA | 1.31ct | Heart | H | SI1 | Ideal

From $2,807

Compare at $3,070

2 stores
GIA | 1.31ct | Heart | K | VVS1 | Excellent
Save 19%

GIA | 1.31ct | Heart | K | VVS1 | Excellent

From $2,723

Compare at $3,361

4 stores
GIA | 1.31ct | Heart | E | VS2 | Very Good
Save 16.3%

GIA | 1.31ct | Heart | E | VS2 | Very Good

From $4,900

Compare at $5,858

3 stores
GIA | 1.31ct | Heart | J | SI2 | Very Good
Save 24.5%

GIA | 1.31ct | Heart | J | SI2 | Very Good

From $2,301

Compare at $3,049

3 stores
GIA | 1.31ct | Heart | G | SI2 | Excellent
Save 10.9%

GIA | 1.31ct | Heart | G | SI2 | Excellent

From $2,804

Compare at $3,146

2 stores
GIA | 1.31ct | Heart | I | VS1 | Excellent
Save 27%

GIA | 1.31ct | Heart | I | VS1 | Excellent

From $4,388

Compare at $6,015

4 stores
GIA | 1.31ct | Heart | H | VVS2 | Ideal
Save 15.3%

GIA | 1.31ct | Heart | H | VVS2 | Ideal

From $4,385

Compare at $5,177

2 stores
GIA | 1.31ct | Heart | J | VVS2 | Excellent
Save 16.1%

GIA | 1.31ct | Heart | J | VVS2 | Excellent

From $3,630

Compare at $4,326

3 stores
GIA | 1.31ct | Heart | H | SI1 | Excellent
Save 17.7%

GIA | 1.31ct | Heart | H | SI1 | Excellent

From $4,392

Compare at $5,334

4 stores
GIA | 1.31ct | Heart | E | VS2 | Excellent
Save 23.8%

GIA | 1.31ct | Heart | E | VS2 | Excellent

From $5,104

Compare at $6,696

4 stores
GIA | 1.31ct | Heart | H | SI1 | Excellent
Save 20.2%

GIA | 1.31ct | Heart | H | SI1 | Excellent

From $2,696

Compare at $3,379

3 stores
GIA | 1.31ct | Heart | I | SI1 | Excellent
Save 19.1%

GIA | 1.31ct | Heart | I | SI1 | Excellent

From $2,774

Compare at $3,428

4 stores
GIA | 1.31ct | Heart | E | SI1 | Very Good

GIA | 1.31ct | Heart | E | SI1 | Very Good

From $4,013

Compare at $4,340

2 stores
GIA | 1.31ct | Heart | G | SI2 | Very Good
Save 19.8%

GIA | 1.31ct | Heart | G | SI2 | Very Good

From $3,224

Compare at $4,019

3 stores
GIA | 1.31ct | Heart | G | VVS2 | Good
Save 17.7%

GIA | 1.31ct | Heart | G | VVS2 | Good

From $4,119

Compare at $5,003

3 stores
GIA | 1.31ct | Heart | D | SI1 | Excellent
Save 17.7%

GIA | 1.31ct | Heart | D | SI1 | Excellent

From $4,405

Compare at $5,350

3 stores
GIA | 1.31ct | Heart | I | VVS2 | Ideal
Save 22.7%

GIA | 1.31ct | Heart | I | VVS2 | Ideal

From $3,725

Compare at $4,820

2 stores
GIA | 1.31ct | Heart | I | VVS2 | Ideal

GIA | 1.31ct | Heart | I | VVS2 | Ideal

From $4,170

Compare at $4,412

2 stores
GIA | 1.31ct | Heart | K | VS1 | Ideal
Save 25.1%

GIA | 1.31ct | Heart | K | VS1 | Ideal

From $2,444

Compare at $3,262

3 stores
GIA | 1.31ct | Heart | H | VS1 | Excellent
Save 23.4%

GIA | 1.31ct | Heart | H | VS1 | Excellent

From $4,776

Compare at $6,238

5 stores
GIA | 1.31ct | Heart | E | SI2 | Good

GIA | 1.31ct | Heart | E | SI2 | Good

From $4,188

Compare at $4,495

2 stores
GIA | 1.31ct | Heart | E | SI2 | Very Good

GIA | 1.31ct | Heart | E | SI2 | Very Good

From $4,216

Compare at $4,495

2 stores
GIA | 1.31ct | Heart | G | VS1 | Ideal
Save 27%

GIA | 1.31ct | Heart | G | VS1 | Ideal

From $5,688

Compare at $7,797

4 stores
GIA | 1.31ct | Heart | E | SI1 | Excellent

GIA | 1.31ct | Heart | E | SI1 | Excellent

From $4,207

Compare at $4,340

2 stores
GIA | 1.31ct | Heart | H | SI1 | Ideal

GIA | 1.31ct | Heart | H | SI1 | Ideal

From $2,364

Compare at $2,615

2 stores
HRD | 1.31ct | Heart | J | VS1 | Ideal

HRD | 1.31ct | Heart | J | VS1 | Ideal

From $2,760

Compare at $2,850

2 stores
IGI | 1.31ct | Heart | H | VVS2 | Very Good
Save 21.2%

IGI | 1.31ct | Heart | H | VVS2 | Very Good

From $2,953

Compare at $3,749

3 stores
IGI | 1.31ct | Heart | J | IF | Very Good
Save 20.9%

IGI | 1.31ct | Heart | J | IF | Very Good

From $2,256

Compare at $2,853

3 stores
IGI | 1.31ct | Heart | F | VS1 | Very Good
Save 17.3%

IGI | 1.31ct | Heart | F | VS1 | Very Good

From $4,024

Compare at $4,866

2 stores
IGI | 1.31ct | Heart | G | SI1 | Very Good
Save 21.2%

IGI | 1.31ct | Heart | G | SI1 | Very Good

From $2,883

Compare at $3,660

2 stores
IGI | 1.31ct | Heart | I | SI1 | Very Good
Save 21.6%

IGI | 1.31ct | Heart | I | SI1 | Very Good

From $2,631

Compare at $3,358

3 stores
IGI | 1.31ct | Heart | J | SI1 | Very Good
Save 20.9%

IGI | 1.31ct | Heart | J | SI1 | Very Good

From $2,314

Compare at $2,927

3 stores
GIA | 1.32ct | Heart | I | SI2 | Excellent
Save 11.2%

GIA | 1.32ct | Heart | I | SI2 | Excellent

From $2,436

Compare at $2,742

2 stores
GIA | 1.32ct | Heart | I | VVS2 | Excellent
Save 16.4%

GIA | 1.32ct | Heart | I | VVS2 | Excellent

From $4,779

Compare at $5,713

4 stores
GIA | 1.32ct | Heart | E | VS2 | Ideal
Save 31.3%

GIA | 1.32ct | Heart | E | VS2 | Ideal

From $4,331

Compare at $6,304

3 stores
GIA | 1.32ct | Heart | I | VVS1 | Excellent
Save 18.3%

GIA | 1.32ct | Heart | I | VVS1 | Excellent

From $3,977

Compare at $4,870

3 stores
GIA | 1.32ct | Heart | F | VS2 | Ideal

GIA | 1.32ct | Heart | F | VS2 | Ideal

From $3,013

Compare at $3,305

2 stores
GIA | 1.32ct | Heart | L | VS2 | Excellent
Save 27%

GIA | 1.32ct | Heart | L | VS2 | Excellent

From $2,087

Compare at $2,861

4 stores
GIA | 1.32ct | Heart | J | VS1 | Excellent

GIA | 1.32ct | Heart | J | VS1 | Excellent

From $4,607

Compare at $4,850

2 stores
GIA | 1.32ct | Heart | G | IF | Ideal
Save 27%

GIA | 1.32ct | Heart | G | IF | Ideal

From $5,204

Compare at $7,132

3 stores
GIA | 1.32ct | Heart | I | VVS2 | Very Good

GIA | 1.32ct | Heart | I | VVS2 | Very Good

From $4,522

Compare at $4,810

3 stores
GIA | 1.32ct | Heart | I | VS2 | Excellent

GIA | 1.32ct | Heart | I | VS2 | Excellent

From $4,811

Compare at $5,065

2 stores
GIA | 1.32ct | Heart | G | VS1 | Ideal
Save 27.1%

GIA | 1.32ct | Heart | G | VS1 | Ideal

From $4,153

Compare at $5,693

3 stores

Entry pricing in this category starts around $1,344.

What to Know When Shopping for 1.3 Carat Heart Natural Diamonds

  1. Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $11,119 or more.
  2. Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
  3. The median price of $4,560 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
  4. Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
  5. Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
  6. Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
  7. Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.

Frequently Asked Questions

We currently track 82 comparable stones in this segment. Prices start around $1,344 and go up to $12,463.

Based on the latest market data, the average asking price is about $4,780 with a median around $4,560.

The observed spread is roughly $11,119 across tracked listings, which is about 89.2% from highest to lowest offer in this bucket.

We refresh pricing data daily so these pages stay current with market changes.

Based on our data, the median price is $4,560, which represents the midpoint of the market. Anything below this figure from a reputable retailer is a solid deal.

We currently track this stone category across 5 online retailers, giving you a broad view of the competitive landscape.

For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.

Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $11,119 across sellers, which is why direct certified-diamond comparison is essential.

We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.

Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.

Diamond Terminology

Carat
A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
Cut
Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
Color
Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
Clarity
Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.

Related Price Categories

Explore adjacent carat ranges and shapes to compare market shifts.

Tracking Natural inventory for 1.3 carat Heart diamonds.