3.5 Carat Cushion Natural Diamond Prices Comparison

As of October 2026, 3.5 carat cushion natural diamonds in the 3.50–3.99 carat benchmark range usually range from $1,707 to $3,265,997, with an average price of $46,756.In the last month, prices for these diamonds are flat -0%.Compare 186 verified listings across 11 retailers tracked by CaratRadar.

Market Insights
Last updated: 2026-10-14

3.5 Carat Cushion Natural Diamond Market Overview

CaratRadar currently tracks 186 verified 3.5-carat cushion natural diamonds in the 3.50–3.99 carat benchmark range, listed across 11 online retailers. Prices in this segment range from $1,707 to $3,265,997, with an average asking price of $46,756 and a median of $45,896.

The price spread of $3,264,290 (99.9% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.

These figures use the same benchmark range throughout the page and are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.

  • 186 diamonds tracked in the 3.50–3.99 carat benchmark

  • Price range: $1,707 to $3,265,997

  • Average price: $46,756

  • Median price: $45,896

  • Available across 11 retailers

  • Savings potential: up to 99.9%

All charts, listings, price matrices, shape comparisons, FAQs, and schema on this page use the same 3.50–3.99 carat benchmark range.

Price Range Overview

As of Oct 14, 2026
Spread $3,264,290

Real market range for this carat, shape, and diamond type.

$1,707$3,265,997
Tracked

186

Lowest

$1,707

Average

$46,756

Median

$45,896

Highest

$3,265,997

Price History

Price Comparison Matrix

Live Listings

See all listings

Compare current retailer offers in the same benchmark range and open any listing for full details.

GIA | 3.52ct | Cushion | FANCY | VS1 | Good

GIA | 3.52ct | Cushion | FANCY | VS1 | Good

From $10,832

Compare at $11,828

2 stores
GIA | 3.51ct | Cushion | L | VS1 | Excellent
Save 40.1%

GIA | 3.51ct | Cushion | L | VS1 | Excellent

From $11,482

Compare at $19,154

3 stores
GIA | 3.51ct | Cushion | K | SI1 | Good

GIA | 3.51ct | Cushion | K | SI1 | Good

From $17,808

Compare at $19,340

2 stores
GIA | 3.51ct | Cushion | K | SI2 | Excellent

GIA | 3.51ct | Cushion | K | SI2 | Excellent

From $19,400

Compare at $19,969

2 stores
GIA | 3.51ct | Cushion | J | SI2 | Ideal
Save 19.7%

GIA | 3.51ct | Cushion | J | SI2 | Ideal

From $19,782

Compare at $24,634

7 stores
GIA | 3.52ct | Cushion | L | SI1 | Excellent
Save 25.7%

GIA | 3.52ct | Cushion | L | SI1 | Excellent

From $20,121

Compare at $27,086

3 stores
GIA | 3.87ct | Cushion | L | SI1 | Excellent
Save 18.3%

GIA | 3.87ct | Cushion | L | SI1 | Excellent

From $20,962

Compare at $25,652

3 stores
GIA | 3.51ct | Cushion | K | SI2 | Very Good
Save 17.1%

GIA | 3.51ct | Cushion | K | SI2 | Very Good

From $21,258

Compare at $25,648

3 stores
GIA | 3.51ct | Cushion | K | VS1 | Excellent
Save 23.8%

GIA | 3.51ct | Cushion | K | VS1 | Excellent

From $21,339

Compare at $28,000

4 stores
GIA | 3.5ct | Cushion | K | SI2 | Excellent
Save 17.1%

GIA | 3.5ct | Cushion | K | SI2 | Excellent

From $21,428

Compare at $25,854

3 stores
GIA | 3.59ct | Cushion | K | SI2 | Excellent
Save 17.1%

GIA | 3.59ct | Cushion | K | SI2 | Excellent

From $21,535

Compare at $25,984

3 stores
GIA | 3.51ct | Cushion | J | SI1 | Very Good
Save 17.9%

GIA | 3.51ct | Cushion | J | SI1 | Very Good

From $22,477

Compare at $27,391

6 stores
GIA | 3.51ct | Cushion | J | SI1 | Excellent

GIA | 3.51ct | Cushion | J | SI1 | Excellent

From $23,056

Compare at $23,339

2 stores
GIA | 3.56ct | Cushion | I | SI2 | Ideal
Save 26.1%

GIA | 3.56ct | Cushion | I | SI2 | Ideal

From $24,156

Compare at $32,708

7 stores
GIA | 3.81ct | Cushion | J | SI2 | Ideal
Save 18%

GIA | 3.81ct | Cushion | J | SI2 | Ideal

From $24,601

Compare at $29,993

4 stores
GIA | 3.57ct | Cushion | J | VS1 | Good
Save 19.7%

GIA | 3.57ct | Cushion | J | VS1 | Good

From $25,287

Compare at $31,485

5 stores
GIA | 3.59ct | Cushion | J | SI2 | Good

GIA | 3.59ct | Cushion | J | SI2 | Good

From $25,310

Compare at $25,511

2 stores
GIA | 3.52ct | Cushion | K | VS2 | Excellent

GIA | 3.52ct | Cushion | K | VS2 | Excellent

From $25,412

Compare at $27,367

2 stores
GIA | 3.5ct | Cushion | J | VS2 | Excellent
Save 20.6%

GIA | 3.5ct | Cushion | J | VS2 | Excellent

From $25,857

Compare at $32,550

3 stores
GIA | 3.53ct | Cushion | I | SI2 | Good
Save 38.9%

GIA | 3.53ct | Cushion | I | SI2 | Good

From $26,260

Compare at $42,965

2 stores
GIA | 3.51ct | Cushion | J | SI1 | Excellent

GIA | 3.51ct | Cushion | J | SI1 | Excellent

From $26,600

Compare at $26,930

2 stores
GIA | 3.51ct | Cushion | J | VS1 | Excellent
Save 23.8%

GIA | 3.51ct | Cushion | J | VS1 | Excellent

From $27,097

Compare at $35,548

6 stores
GIA | 3.5ct | Cushion | J | SI1 | Good
Save 18%

GIA | 3.5ct | Cushion | J | SI1 | Good

From $27,211

Compare at $33,189

4 stores
GIA | 3.51ct | Cushion | J | SI2 | Ideal
Save 18%

GIA | 3.51ct | Cushion | J | SI2 | Ideal

From $27,250

Compare at $33,234

4 stores
GIA | 3.71ct | Cushion | K | VS2 | Ideal
Save 18%

GIA | 3.71ct | Cushion | K | VS2 | Ideal

From $27,576

Compare at $33,636

3 stores
GIA | 3.77ct | Cushion | J | SI2 | Very Good
Save 26.4%

GIA | 3.77ct | Cushion | J | SI2 | Very Good

From $27,681

Compare at $37,624

3 stores
GIA | 3.52ct | Cushion | H | VS2 | Very Good
Save 20.5%

GIA | 3.52ct | Cushion | H | VS2 | Very Good

From $27,757

Compare at $34,936

3 stores
IGI | 3.56ct | Cushion | I | VVS2 | Ideal

IGI | 3.56ct | Cushion | I | VVS2 | Ideal

From $27,990

Compare at $30,985

3 stores
GIA | 3.51ct | Cushion | G | SI2 | Excellent

GIA | 3.51ct | Cushion | G | SI2 | Excellent

From $28,169

Compare at $29,720

2 stores
GIA | 3.5ct | Cushion | J | SI2 | Excellent
Save 18.9%

GIA | 3.5ct | Cushion | J | SI2 | Excellent

From $28,376

Compare at $35,006

8 stores
GIA | 3.56ct | Cushion | I | SI1 | Very Good

GIA | 3.56ct | Cushion | I | SI1 | Very Good

From $28,615

Compare at $28,955

2 stores

GIA | 3.51ct | Cushion | K | SI2 | Excellent

From $28,782

Compare at $31,729

2 stores
GIA | 3.5ct | Cushion | F | SI2 | Very Good
Save 13.2%

GIA | 3.5ct | Cushion | F | SI2 | Very Good

From $28,888

Compare at $33,292

3 stores
GIA | 3.52ct | Cushion | I | SI1 | Good
Save 23.3%

GIA | 3.52ct | Cushion | I | SI1 | Good

From $29,634

Compare at $38,658

5 stores
GIA | 3.5ct | Cushion | I | SI2 | Excellent

GIA | 3.5ct | Cushion | I | SI2 | Excellent

From $30,148

Compare at $31,500

2 stores
GIA | 3.5ct | Cushion | J | SI2 | Excellent
Save 17.1%

GIA | 3.5ct | Cushion | J | SI2 | Excellent

From $30,229

Compare at $36,471

3 stores
GIA | 3.53ct | Cushion | J | IF | Very Good
Save 15.6%

GIA | 3.53ct | Cushion | J | IF | Very Good

From $30,766

Compare at $36,441

7 stores
GIA | 3.5ct | Cushion | J | VS1 | Very Good
Save 17.1%

GIA | 3.5ct | Cushion | J | VS1 | Very Good

From $31,109

Compare at $37,537

5 stores
GIA | 3.52ct | Cushion | J | VS2 | Ideal
Save 14%

GIA | 3.52ct | Cushion | J | VS2 | Ideal

From $31,130

Compare at $36,212

5 stores
GIA | 3.51ct | Cushion | I | SI2 | Excellent
Save 20%

GIA | 3.51ct | Cushion | I | SI2 | Excellent

From $31,282

Compare at $39,085

2 stores
GIA | 3.51ct | Cushion | K | VVS2 | Ideal
Save 19.1%

GIA | 3.51ct | Cushion | K | VVS2 | Ideal

From $31,283

Compare at $38,651

7 stores
GIA | 3.57ct | Cushion | J | VS2 | Excellent

GIA | 3.57ct | Cushion | J | VS2 | Excellent

From $31,794

Compare at $32,194

2 stores
GIA | 3.51ct | Cushion | J | VS2 | Excellent
Save 10.7%

GIA | 3.51ct | Cushion | J | VS2 | Excellent

From $32,000

Compare at $35,832

3 stores
GIA | 3.5ct | Cushion | J | VVS1 | Excellent

GIA | 3.5ct | Cushion | J | VVS1 | Excellent

From $32,829

Compare at $35,881

4 stores
GIA | 3.5ct | Cushion | I | SI1 | Excellent
Save 24%

GIA | 3.5ct | Cushion | I | SI1 | Excellent

From $32,879

Compare at $43,272

3 stores
GIA | 3.5ct | Cushion | F | SI1 | Very Good

GIA | 3.5ct | Cushion | F | SI1 | Very Good

From $33,084

Compare at $34,015

2 stores
GIA | 3.5ct | Cushion | J | VS2 | Excellent
Save 17.1%

GIA | 3.5ct | Cushion | J | VS2 | Excellent

From $33,451

Compare at $40,373

4 stores
GIA | 3.55ct | Cushion | J | VVS1 | Ideal
Save 17.1%

GIA | 3.55ct | Cushion | J | VVS1 | Ideal

From $33,560

Compare at $40,505

5 stores
GIA | 3.51ct | Cushion | J | SI1 | Excellent
Save 20%

GIA | 3.51ct | Cushion | J | SI1 | Excellent

From $34,111

Compare at $42,614

3 stores
GIA | 3.54ct | Cushion | D | SI2 | Excellent
Save 21.2%

GIA | 3.54ct | Cushion | D | SI2 | Excellent

From $34,684

Compare at $44,015

2 stores

Entry pricing in this benchmark range starts around $1,707.

What to Know When Shopping for 3.5 Carat Cushion Natural Diamonds

  1. Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $3,264,290 or more.
  2. Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
  3. The median price of $45,896 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
  4. Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
  5. Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
  6. Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
  7. Cushion cuts come in standard and modified brilliant varieties. Modified brilliants tend to show more fire, while standard cushions have broader facets.

Frequently Asked Questions

We currently track 186 comparable stones in the 3.50–3.99 carat benchmark range. Prices start around $1,707 and go up to $3,265,997.

Based on the latest market data, the average asking price is about $46,756 with a median around $45,896.

The observed spread is roughly $3,264,290 across tracked listings, which is about 99.9% from highest to lowest offer in the 3.50–3.99 carat benchmark range.

We refresh pricing data daily so these pages stay current with market changes.

Based on completed market data, the fair market benchmark is $46,756. The median price is $45,896, so offers between the median and fair benchmark can be reasonable, while reputable listings below the median may be especially competitive.

We currently track this stone category across 11 online retailers, giving you a broad view of the competitive landscape.

For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.

Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $3,264,290 across sellers, which is why direct certified-diamond comparison is essential.

We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.

Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.

Diamond Terminology

Carat
A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
Cut
Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
Color
Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
Clarity
Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.

Related Price Categories

Explore adjacent carat ranges and shapes to compare market shifts.

Tracking Natural inventory for the 3.50–3.99 carat Cushion diamond benchmark.