3.5 Carat Heart Lab Grown Diamond Prices Comparison

As of May 2026, 3.5 carat heart lab grown diamonds usually range from $566 to $16,069, with an average price of $2,937.In the last month, prices for these diamonds are down 8.5%.Compare 185 verified listings across 7 retailers tracked by CaratRadar.

Market Insights
Last updated: 2026-05-29

3.5 Carat Heart Lab Grown Diamond Market Overview

CaratRadar currently tracks 185 verified 3.5-carat heart lab grown diamonds listed across 7 online retailers. Prices in this segment range from $566 to $16,069, with an average asking price of $2,937 and a median of $2,093.

The price spread of $15,503 (96.5% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.

These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.

  • 185 diamonds tracked in this segment

  • Price range: $566 to $16,069

  • Average price: $2,937

  • Median price: $2,093

  • Available across 7 retailers

  • Savings potential: up to 96.5%

Price Range Overview

As of May 29, 2026
Spread $15,503

Real market range for this carat, shape, and diamond type.

$566$16,069
Tracked

185

Lowest

$566

Average

$2,937

Median

$2,093

Highest

$16,069

Price History

Price Comparison Matrix

Live Listings

See all listings

Compare current retailer offers for this exact segment and open any listing for full details.

IGI | 3.52ct | Heart | K | VS1 | Ideal
Save 65.9%

IGI | 3.52ct | Heart | K | VS1 | Ideal

From $566

Compare at $1,660

4 stores
IGI | 3.51ct | Heart | F | VS1 | Very Good
Save 23.4%

IGI | 3.51ct | Heart | F | VS1 | Very Good

From $645

Compare at $842

2 stores
IGI | 3.51ct | Heart | G | VS1 | Excellent
Save 55.5%

IGI | 3.51ct | Heart | G | VS1 | Excellent

From $721

Compare at $1,622

5 stores
IGI | 3.53ct | Heart | G | VS1 | Ideal
Save 55.8%

IGI | 3.53ct | Heart | G | VS1 | Ideal

From $725

Compare at $1,640

6 stores
IGI | 3.5ct | Heart | E | VS1 | Excellent
Save 70.9%

IGI | 3.5ct | Heart | E | VS1 | Excellent

From $727

Compare at $2,500

7 stores
IGI | 3.5ct | Heart | G | VS1 | Very Good
Save 34.3%

IGI | 3.5ct | Heart | G | VS1 | Very Good

From $727

Compare at $1,106

2 stores
IGI | 3.57ct | Heart | E | VS2 | Very Good
Save 59.8%

IGI | 3.57ct | Heart | E | VS2 | Very Good

From $733

Compare at $1,822

7 stores
IGI | 3.58ct | Heart | E | VS2 | Very Good
Save 60.1%

IGI | 3.58ct | Heart | E | VS2 | Very Good

From $734

Compare at $1,841

5 stores
IGI | 3.52ct | Heart | G | VS1 | Ideal
Save 54.5%

IGI | 3.52ct | Heart | G | VS1 | Ideal

From $745

Compare at $1,637

3 stores
IGI | 3.58ct | Heart | F | VS1 | Very Good
Save 59.6%

IGI | 3.58ct | Heart | F | VS1 | Very Good

From $750

Compare at $1,855

6 stores
IGI | 3.58ct | Heart | E | VS1 | Very Good
Save 62.3%

IGI | 3.58ct | Heart | E | VS1 | Very Good

From $750

Compare at $1,989

3 stores
IGI | 3.57ct | Heart | F | VVS2 | Very Good
Save 62.7%

IGI | 3.57ct | Heart | F | VVS2 | Very Good

From $751

Compare at $2,013

3 stores
IGI | 3.51ct | Heart | E | VS2 | Very Good
Save 57.1%

IGI | 3.51ct | Heart | E | VS2 | Very Good

From $756

Compare at $1,764

3 stores
IGI | 3.58ct | Heart | E | VS1 | Excellent
Save 70.4%

IGI | 3.58ct | Heart | E | VS1 | Excellent

From $758

Compare at $2,557

7 stores
IGI | 3.58ct | Heart | E | VS1 | Excellent
Save 70.4%

IGI | 3.58ct | Heart | E | VS1 | Excellent

From $758

Compare at $2,557

7 stores
IGI | 3.59ct | Heart | E | VS1 | Excellent
Save 70.3%

IGI | 3.59ct | Heart | E | VS1 | Excellent

From $761

Compare at $2,564

7 stores
IGI | 3.59ct | Heart | E | VS1 | Excellent
Save 70.3%

IGI | 3.59ct | Heart | E | VS1 | Excellent

From $761

Compare at $2,564

7 stores
IGI | 3.52ct | Heart | E | VS1 | Ideal
Save 69.7%

IGI | 3.52ct | Heart | E | VS1 | Ideal

From $762

Compare at $2,514

7 stores
IGI | 3.57ct | Heart | E | VS1 | Very Good
Save 61.5%

IGI | 3.57ct | Heart | E | VS1 | Very Good

From $763

Compare at $1,982

3 stores
IGI | 3.54ct | Heart | D | VS2 | Very Good
Save 63.6%

IGI | 3.54ct | Heart | D | VS2 | Very Good

From $765

Compare at $2,100

3 stores
IGI | 3.5ct | Heart | F | VVS2 | Ideal
Save 66%

IGI | 3.5ct | Heart | F | VVS2 | Ideal

From $766

Compare at $2,250

7 stores
IGI | 3.51ct | Heart | E | VVS2 | Ideal
Save 62.8%

IGI | 3.51ct | Heart | E | VVS2 | Ideal

From $768

Compare at $2,064

6 stores
IGI | 3.56ct | Heart | E | VS1 | Very Good
Save 61%

IGI | 3.56ct | Heart | E | VS1 | Very Good

From $769

Compare at $1,973

4 stores
IGI | 3.55ct | Heart | E | VS1 | Ideal
Save 60.3%

IGI | 3.55ct | Heart | E | VS1 | Ideal

From $777

Compare at $1,957

4 stores
IGI | 3.53ct | Heart | E | VVS2 | Very Good
Save 69.1%

IGI | 3.53ct | Heart | E | VVS2 | Very Good

From $779

Compare at $2,521

7 stores
IGI | 3.53ct | Heart | E | VVS2 | Excellent
Save 68.5%

IGI | 3.53ct | Heart | E | VVS2 | Excellent

From $779

Compare at $2,470

7 stores
IGI | 3.5ct | Heart | E | VVS2 | Very Good
Save 62%

IGI | 3.5ct | Heart | E | VVS2 | Very Good

From $779

Compare at $2,049

3 stores
IGI | 3.51ct | Heart | D | VS2 | Very Good
Save 62.3%

IGI | 3.51ct | Heart | D | VS2 | Very Good

From $781

Compare at $2,072

3 stores
IGI | 3.51ct | Heart | F | VVS2 | Very Good
Save 59.6%

IGI | 3.51ct | Heart | F | VVS2 | Very Good

From $782

Compare at $1,935

3 stores
IGI | 3.52ct | Heart | E | VS2 | Very Good
Save 56.2%

IGI | 3.52ct | Heart | E | VS2 | Very Good

From $784

Compare at $1,789

6 stores
IGI | 3.55ct | Heart | E | VVS2 | Excellent
Save 68.4%

IGI | 3.55ct | Heart | E | VVS2 | Excellent

From $784

Compare at $2,484

7 stores
IGI | 3.56ct | Heart | E | VVS2 | Excellent
Save 68.5%

IGI | 3.56ct | Heart | E | VVS2 | Excellent

From $786

Compare at $2,492

7 stores
IGI | 3.53ct | Heart | E | VS1 | Very Good
Save 59.7%

IGI | 3.53ct | Heart | E | VS1 | Very Good

From $788

Compare at $1,957

6 stores
IGI | 3.57ct | Heart | E | VVS2 | Ideal
Save 69.1%

IGI | 3.57ct | Heart | E | VVS2 | Ideal

From $788

Compare at $2,549

7 stores
IGI | 3.59ct | Heart | E | VVS2 | Very Good
Save 69.1%

IGI | 3.59ct | Heart | E | VVS2 | Very Good

From $792

Compare at $2,564

7 stores
IGI | 3.59ct | Heart | E | VVS2 | Ideal
Save 69.1%

IGI | 3.59ct | Heart | E | VVS2 | Ideal

From $792

Compare at $2,564

7 stores
IGI | 3.6ct | Heart | E | VVS2 | Excellent
Save 69%

IGI | 3.6ct | Heart | E | VVS2 | Excellent

From $796

Compare at $2,571

7 stores
IGI | 3.51ct | Heart | E | VVS2 | Very Good
Save 61.3%

IGI | 3.51ct | Heart | E | VVS2 | Very Good

From $796

Compare at $2,059

6 stores
IGI | 3.59ct | Heart | F | VS1 | Very Good
Save 57.5%

IGI | 3.59ct | Heart | F | VS1 | Very Good

From $798

Compare at $1,876

6 stores
IGI | 3.52ct | Heart | F | VVS2 | Very Good
Save 59%

IGI | 3.52ct | Heart | F | VVS2 | Very Good

From $799

Compare at $1,948

6 stores
IGI | 3.51ct | Heart | E | VVS2 | Very Good
Save 61%

IGI | 3.51ct | Heart | E | VVS2 | Very Good

From $804

Compare at $2,060

3 stores
IGI | 3.53ct | Heart | E | VVS2 | Excellent
Save 67.9%

IGI | 3.53ct | Heart | E | VVS2 | Excellent

From $808

Compare at $2,521

7 stores
IGI | 3.54ct | Heart | D | VS1 | Ideal
Save 72.5%

IGI | 3.54ct | Heart | D | VS1 | Ideal

From $811

Compare at $2,950

7 stores
IGI | 3.58ct | Heart | F | VVS2 | Excellent
Save 59.6%

IGI | 3.58ct | Heart | F | VVS2 | Excellent

From $812

Compare at $2,011

6 stores
IGI | 3.6ct | Heart | G | VVS2 | Ideal
Save 44.6%

IGI | 3.6ct | Heart | G | VVS2 | Ideal

From $813

Compare at $1,467

3 stores
Save 62.8%

IGI | 3.51ct | Heart | F | VVS2 | Ideal

From $815

Compare at $2,189

7 stores
IGI | 3.5ct | Heart | F | VS1 | Excellent
Save 54.4%

IGI | 3.5ct | Heart | F | VS1 | Excellent

From $816

Compare at $1,789

7 stores
IGI | 3.57ct | Heart | E | VVS2 | Excellent
Save 67.3%

IGI | 3.57ct | Heart | E | VVS2 | Excellent

From $816

Compare at $2,498

7 stores
IGI | 3.58ct | Heart | E | VVS2 | Very Good
Save 61.7%

IGI | 3.58ct | Heart | E | VVS2 | Very Good

From $819

Compare at $2,139

4 stores
IGI | 3.58ct | Heart | E | VVS2 | Very Good
Save 61.7%

IGI | 3.58ct | Heart | E | VVS2 | Very Good

From $819

Compare at $2,139

4 stores

Entry pricing in this category starts around $566.

What to Know When Shopping for 3.5 Carat Heart Lab Grown Diamonds

  1. Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $15,503 or more.
  2. Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
  3. The median price of $2,093 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
  4. Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
  5. Lab-grown diamonds offer excellent value. Ensure the stone comes with a GIA or IGI certificate confirming it is laboratory-grown.
  6. Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
  7. Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.

Frequently Asked Questions

We currently track 185 comparable stones in this segment. Prices start around $566 and go up to $16,069.

Based on the latest market data, the average asking price is about $2,937 with a median around $2,093.

The observed spread is roughly $15,503 across tracked listings, which is about 96.5% from highest to lowest offer in this bucket.

We refresh pricing data daily so these pages stay current with market changes.

Based on completed market data, the fair market benchmark is $2,937. The median price is $2,093, so offers between the median and fair benchmark can be reasonable, while reputable listings below the median may be especially competitive.

We currently track this stone category across 7 online retailers, giving you a broad view of the competitive landscape.

For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.

Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $15,503 across sellers, which is why direct certified-diamond comparison is essential.

We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.

Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.

Diamond Terminology

Carat
A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
Cut
Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
Color
Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
Clarity
Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.

Related Price Categories

Explore adjacent carat ranges and shapes to compare market shifts.

Tracking Lab Grown inventory for 3.5 carat Heart diamonds.