4 Carat Heart Natural Diamond Prices Comparison

A 4 carat heart natural diamond typically costs $64,277 (median of 114 listings at 10 online stores), with most between $22,527 and $131,235. Average prices fell 3.6% over the last month. Updated .

Average $65,218. Listings run from $5,565 to $221,931 in the 4.00–4.49 carat range.

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Market Insights
Last updated: 2026-10-23

4 Carat Heart Natural Diamond Market Overview

CaratRadar currently tracks 114 verified 4-carat heart natural diamonds in the 4.00–4.49 carat benchmark range, listed across 10 online retailers. Prices in this segment range from $5,565 to $221,931, with an average asking price of $65,218 and a median of $64,277.

Across this category, asking prices span $216,366 (97.5% from the most expensive to the cheapest listing). The same certified diamond can also be listed at different prices by different retailers, which is why CaratRadar compares stones by certificate number.

These figures use the same benchmark range throughout the page and are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.

  • 114 diamonds tracked in the 4.00–4.49 carat benchmark

  • Price range: $5,565 to $221,931

  • Average price: $65,218

  • Median price: $64,277

  • Available across 10 retailers

  • Category price spread: 97.5%

All charts, listings, price matrices, shape comparisons, FAQs, and schema on this page use the same 4.00–4.49 carat benchmark range. How we calculate these prices

Price Range Overview

As of Oct 23, 2026
Spread $216,366

Real market range for this carat, shape, and diamond type.

$5,565$221,931
Tracked

114

Lowest

$5,565

Average

$65,218

Median

$64,277

Highest

$221,931

Price History

Price Comparison Matrix

Compare nearby

Prices for the next carat weights, other shapes and the lab grown twin.

Live Listings

See all listings

Compare current retailer offers in the same benchmark range and open any listing for full details.

GIA | 4.49ct | Heart | FANCY | VVS2 | Excellent
Save 20%

GIA | 4.49ct | Heart | FANCY | VVS2 | Excellent

From $6,198

Compare at $7,747

2 stores
IGI | 4.01ct | Heart | G | SI2 | Ideal

IGI | 4.01ct | Heart | G | SI2 | Ideal

From $17,925

Compare at $18,854

2 stores
IGI | 4.01ct | Heart | G | SI2 | Ideal

IGI | 4.01ct | Heart | G | SI2 | Ideal

From $20,300

Compare at $21,875

3 stores
IGI | 4.01ct | Heart | F | SI2 | Ideal
Save 16.3%

IGI | 4.01ct | Heart | F | SI2 | Ideal

From $21,687

Compare at $25,910

2 stores
IGI | 4.01ct | Heart | H | SI2 | Ideal

IGI | 4.01ct | Heart | H | SI2 | Ideal

From $22,173

Compare at $23,183

2 stores
IGI | 4.01ct | Heart | G | SI2 | Ideal

IGI | 4.01ct | Heart | G | SI2 | Ideal

From $22,490

Compare at $24,443

3 stores
IGI | 4.01ct | Heart | H | SI2 | Ideal

IGI | 4.01ct | Heart | H | SI2 | Ideal

From $22,497

Compare at $23,522

2 stores
GIA | 4.05ct | Heart | L | SI2 | Ideal
Save 23.7%

GIA | 4.05ct | Heart | L | SI2 | Ideal

From $24,859

Compare at $32,562

3 stores
GIA | 4.21ct | Heart | L | SI2 | Ideal
Save 23.7%

GIA | 4.21ct | Heart | L | SI2 | Ideal

From $25,118

Compare at $32,907

3 stores
IGI | 4.01ct | Heart | J | SI1 | Very Good
Save 15.6%

IGI | 4.01ct | Heart | J | SI1 | Very Good

From $26,126

Compare at $30,945

3 stores
IGI | 4.01ct | Heart | J | VS2 | Very Good
Save 19.1%

IGI | 4.01ct | Heart | J | VS2 | Very Good

From $27,144

Compare at $33,542

4 stores
IGI | 4.01ct | Heart | H | VS2 | Very Good
Save 13.3%

IGI | 4.01ct | Heart | H | VS2 | Very Good

From $28,214

Compare at $32,524

5 stores
GIA | 4.01ct | Heart | J | SI2 | Good

GIA | 4.01ct | Heart | J | SI2 | Good

From $29,972

Compare at $30,395

2 stores
IGI | 4.04ct | Heart | J | VS2 | Very Good
Save 10.8%

IGI | 4.04ct | Heart | J | VS2 | Very Good

From $30,450

Compare at $34,153

3 stores
IGI | 4ct | Heart | J | VS2 | Ideal
Save 19.1%

IGI | 4ct | Heart | J | VS2 | Ideal

From $32,456

Compare at $40,105

4 stores
GIA | 4.02ct | Heart | J | SI2 | Excellent
Save 24%

GIA | 4.02ct | Heart | J | SI2 | Excellent

From $32,966

Compare at $43,390

4 stores
IGI | 4.03ct | Heart | I | VS2 | Very Good
Save 19.1%

IGI | 4.03ct | Heart | I | VS2 | Very Good

From $33,398

Compare at $41,268

4 stores
GIA | 4.01ct | Heart | I | SI2 | Ideal
Save 13.8%

GIA | 4.01ct | Heart | I | SI2 | Ideal

From $33,920

Compare at $39,339

3 stores
IGI | 4.01ct | Heart | I | SI1 | Very Good
Save 19.1%

IGI | 4.01ct | Heart | I | SI1 | Very Good

From $34,102

Compare at $42,139

4 stores
IGI | 4.01ct | Heart | I | SI1 | Very Good
Save 19.1%

IGI | 4.01ct | Heart | I | SI1 | Very Good

From $34,103

Compare at $42,140

4 stores
IGI | 4.01ct | Heart | G | SI1 | Very Good
Save 10.2%

IGI | 4.01ct | Heart | G | SI1 | Very Good

From $34,280

Compare at $38,176

2 stores
GIA | 4.01ct | Heart | K | VVS1 | Excellent

GIA | 4.01ct | Heart | K | VVS1 | Excellent

From $34,425

Compare at $35,708

4 stores
GIA | 4.04ct | Heart | I | SI2 | Excellent
Save 26.4%

GIA | 4.04ct | Heart | I | SI2 | Excellent

From $34,554

Compare at $46,967

6 stores
GIA | 4.04ct | Heart | K | VS1 | Very Good

GIA | 4.04ct | Heart | K | VS1 | Very Good

From $35,067

Compare at $36,689

2 stores
GIA | 4.01ct | Heart | I | SI1 | Very Good
Save 17.2%

GIA | 4.01ct | Heart | I | SI1 | Very Good

From $35,388

Compare at $42,720

6 stores
HRD | 4.01ct | Heart | G | SI1 | Ideal
Save 15%

HRD | 4.01ct | Heart | G | SI1 | Ideal

From $36,490

Compare at $42,943

3 stores
IGI | 4.01ct | Heart | I | VVS2 | Ideal

IGI | 4.01ct | Heart | I | VVS2 | Ideal

From $37,250

Compare at $39,251

3 stores
IGI | 4.01ct | Heart | G | VS2 | Very Good
Save 18%

IGI | 4.01ct | Heart | G | VS2 | Very Good

From $37,265

Compare at $45,425

2 stores
IGI | 4.01ct | Heart | I | VVS2 | Very Good
Save 19.1%

IGI | 4.01ct | Heart | I | VVS2 | Very Good

From $37,467

Compare at $46,296

5 stores
IGI | 4.01ct | Heart | I | VS1 | Ideal

IGI | 4.01ct | Heart | I | VS1 | Ideal

From $37,654

Compare at $40,105

3 stores
IGI | 4.02ct | Heart | H | SI1 | Very Good

IGI | 4.02ct | Heart | H | SI1 | Very Good

From $37,972

Compare at $42,153

3 stores
GIA | 4.01ct | Heart | J | VS2 | Ideal
Save 11.1%

GIA | 4.01ct | Heart | J | VS2 | Ideal

From $41,364

Compare at $46,547

3 stores
GIA | 4.01ct | Heart | I | SI1 | Very Good

GIA | 4.01ct | Heart | I | SI1 | Very Good

From $41,737

Compare at $45,865

4 stores
GIA | 4.16ct | Heart | D | SI2 | Excellent

GIA | 4.16ct | Heart | D | SI2 | Excellent

From $41,782

Compare at $45,916

2 stores
GIA | 4.09ct | Heart | I | SI2 | Ideal

GIA | 4.09ct | Heart | I | SI2 | Ideal

From $42,566

Compare at $46,779

3 stores
GIA | 4.04ct | Heart | I | VS1 | Ideal

GIA | 4.04ct | Heart | I | VS1 | Ideal

From $42,790

Compare at $47,362

4 stores
IGI | 4.02ct | Heart | H | VS2 | Ideal

IGI | 4.02ct | Heart | H | VS2 | Ideal

From $43,200

Compare at $48,000

3 stores
GIA | 4.26ct | Heart | J | SI1 | Ideal
Save 10.8%

GIA | 4.26ct | Heart | J | SI1 | Ideal

From $43,820

Compare at $49,140

5 stores
GIA | 4.01ct | Heart | I | VS1 | Very Good
Save 15.3%

GIA | 4.01ct | Heart | I | VS1 | Very Good

From $43,866

Compare at $51,809

6 stores
GIA | 4.01ct | Heart | J | SI2 | Excellent
Save 21.2%

GIA | 4.01ct | Heart | J | SI2 | Excellent

From $44,337

Compare at $56,246

3 stores
GIA | 4.02ct | Heart | I | SI1 | Excellent
Save 19.4%

GIA | 4.02ct | Heart | I | SI1 | Excellent

From $44,421

Compare at $55,144

5 stores
IGI | 4.13ct | Heart | H | VS1 | Very Good

IGI | 4.13ct | Heart | H | VS1 | Very Good

From $45,785

Compare at $50,216

2 stores
GIA | 4.01ct | Heart | H | SI2 | Ideal
Save 14.1%

GIA | 4.01ct | Heart | H | SI2 | Ideal

From $46,540

Compare at $54,178

2 stores
GIA | 4.12ct | Heart | J | VS2 | Excellent
Save 10.8%

GIA | 4.12ct | Heart | J | VS2 | Excellent

From $47,920

Compare at $53,750

5 stores
GIA | 4.01ct | Heart | F | VS2 | Very Good
Save 19.4%

GIA | 4.01ct | Heart | F | VS2 | Very Good

From $48,489

Compare at $60,193

5 stores
GIA | 4.02ct | Heart | D | VS2 | Excellent

GIA | 4.02ct | Heart | D | VS2 | Excellent

From $48,580

Compare at $52,863

5 stores
HRD | 4.1ct | Heart | G | VVS2 | Excellent

HRD | 4.1ct | Heart | G | VVS2 | Excellent

From $48,738

Compare at $53,988

2 stores
GIA | 4.02ct | Heart | J | SI1 | Good
Save 29%

GIA | 4.02ct | Heart | J | SI1 | Good

From $48,774

Compare at $68,723

8 stores
GIA | 4.01ct | Heart | I | SI2 | Excellent

GIA | 4.01ct | Heart | I | SI2 | Excellent

From $49,954

Compare at $55,037

2 stores
IGI | 4.05ct | Heart | G | VS2 | Ideal

IGI | 4.05ct | Heart | G | VS2 | Ideal

From $50,930

Compare at $56,510

3 stores

Entry pricing in this benchmark range starts around $5,565.

What to Know When Shopping for 4 Carat Heart Natural Diamonds

  1. Always compare identical certified diamonds across retailers, because the same certificate can be listed at different prices by different stores. Across this whole category, asking prices span $216,366 from the cheapest to the most expensive listing.
  2. Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
  3. The median price of $64,277 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
  4. Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
  5. Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
  6. Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
  7. Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.

Frequently Asked Questions

We currently track 114 comparable stones in the 4.00–4.49 carat benchmark range. Prices start around $5,565 and go up to $221,931.

Based on the latest market data, the average asking price is about $65,218 with a median around $64,277.

The observed spread is roughly $216,366 across tracked listings, which is about 97.5% from highest to lowest offer in the 4.00–4.49 carat benchmark range.

We refresh pricing data daily so these pages stay current with market changes.

Based on completed market data, the fair market benchmark is $65,218. The median price is $64,277, so offers between the median and fair benchmark can be reasonable, while reputable listings below the median may be especially competitive.

We currently track this stone category across 10 online retailers, giving you a broad view of the competitive landscape.

For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.

Retailer pricing strategies, overhead costs, and margin targets all contribute. Across this category, asking prices span $216,366 from the cheapest to the most expensive listing, and the same certified diamond can also carry different prices at different sellers, which is why direct certified-diamond comparison is essential.

We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.

Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.

Diamond Terminology

Carat
A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
Cut
Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
Color
Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
Clarity
Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.

Tools and Guides

Tracking Natural inventory for the 4.00–4.49 carat Heart diamond benchmark.