4 Carat Heart Natural Diamond Prices Comparison

As of May 2026, 4 carat heart natural diamonds usually range from $5,790 to $189,126, with an average price of $69,387.In the last month, prices for these diamonds are up 1.8%.Compare 43 verified listings across 7 retailers tracked by CaratRadar.

Market Insights
Last updated: 2026-05-29

4 Carat Heart Natural Diamond Market Overview

CaratRadar currently tracks 43 verified 4-carat heart natural diamonds listed across 7 online retailers. Prices in this segment range from $5,790 to $189,126, with an average asking price of $69,387 and a median of $66,534.

The price spread of $183,336 (96.9% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.

These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.

  • 43 diamonds tracked in this segment

  • Price range: $5,790 to $189,126

  • Average price: $69,387

  • Median price: $66,534

  • Available across 7 retailers

  • Savings potential: up to 96.9%

Price Range Overview

As of May 29, 2026
Spread $183,336

Real market range for this carat, shape, and diamond type.

$5,790$189,126
Tracked

43

Lowest

$5,790

Average

$69,387

Median

$66,534

Highest

$189,126

Price History

Price Comparison Matrix

Live Listings

See all listings

Compare current retailer offers for this exact segment and open any listing for full details.

IGI | 4.01ct | Heart | H | SI2 | Ideal

IGI | 4.01ct | Heart | H | SI2 | Ideal

From $25,175

Compare at $26,530

2 stores
GIA | 4.01ct | Heart | J | SI2 | Very Good

GIA | 4.01ct | Heart | J | SI2 | Very Good

From $26,052

Compare at $28,170

2 stores
GIA | 4.02ct | Heart | J | SI2 | Ideal

GIA | 4.02ct | Heart | J | SI2 | Ideal

From $26,062

Compare at $26,170

2 stores
GIA | 4.05ct | Heart | L | SI2 | Ideal
Save 37.1%

GIA | 4.05ct | Heart | L | SI2 | Ideal

From $26,211

Compare at $41,666

4 stores
GIA | 4.01ct | Heart | K | VVS1 | Excellent
Save 34.9%

GIA | 4.01ct | Heart | K | VVS1 | Excellent

From $32,801

Compare at $50,355

3 stores
GIA | 4.02ct | Heart | J | SI2 | Excellent

GIA | 4.02ct | Heart | J | SI2 | Excellent

From $34,190

Compare at $34,999

2 stores
GIA | 4.04ct | Heart | I | SI2 | Excellent
Save 33.4%

GIA | 4.04ct | Heart | I | SI2 | Excellent

From $35,189

Compare at $52,870

3 stores
IGI | 4.04ct | Heart | J | VS1 | Ideal

IGI | 4.04ct | Heart | J | VS1 | Ideal

From $36,295

Compare at $40,086

2 stores
GIA | 4.06ct | Heart | J | SI2 | Excellent
Save 30.9%

GIA | 4.06ct | Heart | J | SI2 | Excellent

From $37,639

Compare at $54,499

2 stores
GIA | 4.01ct | Heart | I | SI1 | Very Good
Save 33.4%

GIA | 4.01ct | Heart | I | SI1 | Very Good

From $38,993

Compare at $58,560

4 stores
IGI | 4.01ct | Heart | I | VVS2 | Very Good

IGI | 4.01ct | Heart | I | VVS2 | Very Good

From $39,905

Compare at $43,071

2 stores
IGI | 4.01ct | Heart | H | VS2 | Very Good

IGI | 4.01ct | Heart | H | VS2 | Very Good

From $40,000

Compare at $41,670

2 stores
GIA | 4.01ct | Heart | I | VS1 | Very Good

GIA | 4.01ct | Heart | I | VS1 | Very Good

From $45,665

Compare at $49,180

3 stores
GIA | 4.02ct | Heart | J | SI1 | Good

GIA | 4.02ct | Heart | J | SI1 | Good

From $48,774

Compare at $51,641

3 stores
GIA | 4.03ct | Heart | I | SI1 | Ideal

GIA | 4.03ct | Heart | I | SI1 | Ideal

From $51,320

Compare at $53,444

3 stores
GIA | 4.01ct | Heart | I | VS2 | Very Good
Save 11.5%

GIA | 4.01ct | Heart | I | VS2 | Very Good

From $52,987

Compare at $59,870

3 stores
GIA | 4.01ct | Heart | I | VS1 | Very Good
Save 28.3%

GIA | 4.01ct | Heart | I | VS1 | Very Good

From $56,105

Compare at $78,256

2 stores
GIA | 4.03ct | Heart | F | SI1 | Very Good
Save 13.2%

GIA | 4.03ct | Heart | F | SI1 | Very Good

From $56,521

Compare at $65,135

3 stores
GIA | 4.01ct | Heart | H | VS2 | Very Good
Save 27.7%

GIA | 4.01ct | Heart | H | VS2 | Very Good

From $57,883

Compare at $80,105

4 stores
GIA | 4.01ct | Heart | E | SI1 | Ideal

GIA | 4.01ct | Heart | E | SI1 | Ideal

From $64,458

Compare at $71,225

3 stores
GIA | 4.07ct | Heart | D | SI1 | Very Good
Save 13%

GIA | 4.07ct | Heart | D | SI1 | Very Good

From $66,752

Compare at $76,690

3 stores
GIA | 4.01ct | Heart | D | VS2 | Excellent
Save 33.1%

GIA | 4.01ct | Heart | D | VS2 | Excellent

From $67,127

Compare at $100,390

4 stores
GIA | 4.04ct | Heart | I | VS2 | Excellent

GIA | 4.04ct | Heart | I | VS2 | Excellent

From $68,531

Compare at $69,416

2 stores
GIA | 4.02ct | Heart | E | VS2 | Very Good
Save 19.4%

GIA | 4.02ct | Heart | E | VS2 | Very Good

From $74,144

Compare at $92,024

2 stores
GIA | 4.01ct | Heart | G | VS2 | Ideal
Save 34.8%

GIA | 4.01ct | Heart | G | VS2 | Ideal

From $74,386

Compare at $114,073

6 stores
GIA | 4ct | Heart | G | VS2 | Excellent
Save 29.8%

GIA | 4ct | Heart | G | VS2 | Excellent

From $74,649

Compare at $106,348

3 stores
GIA | 4.01ct | Heart | F | VS2 | Ideal
Save 36.4%

GIA | 4.01ct | Heart | F | VS2 | Ideal

From $75,165

Compare at $118,105

4 stores
GIA | 4.01ct | Heart | F | VS2 | Very Good

GIA | 4.01ct | Heart | F | VS2 | Very Good

From $81,480

Compare at $82,278

2 stores
GIA | 4.03ct | Heart | F | VS1 | Very Good

GIA | 4.03ct | Heart | F | VS1 | Very Good

From $87,959

Compare at $97,220

3 stores
GIA | 4.01ct | Heart | D | VS1 | Very Good
Save 33.9%

GIA | 4.01ct | Heart | D | VS1 | Very Good

From $90,109

Compare at $136,330

4 stores
GIA | 4.02ct | Heart | D | VS1 | Very Good
Save 11.7%

GIA | 4.02ct | Heart | D | VS1 | Very Good

From $90,441

Compare at $102,420

3 stores
GIA | 4.02ct | Heart | E | VS2 | Ideal
Save 27.5%

GIA | 4.02ct | Heart | E | VS2 | Ideal

From $92,710

Compare at $127,950

4 stores
GIA | 4.01ct | Heart | E | VS1 | Very Good

GIA | 4.01ct | Heart | E | VS1 | Very Good

From $94,878

Compare at $95,589

2 stores
GIA | 4.03ct | Heart | D | VS2 | Very Good
Save 11.8%

GIA | 4.03ct | Heart | D | VS2 | Very Good

From $95,171

Compare at $107,930

3 stores
GIA | 4.01ct | Heart | F | VS2 | Excellent
Save 34.6%

GIA | 4.01ct | Heart | F | VS2 | Excellent

From $95,437

Compare at $146,020

3 stores
GIA | 4.01ct | Heart | D | VS2 | Excellent

GIA | 4.01ct | Heart | D | VS2 | Excellent

From $98,710

Compare at $106,371

2 stores
GIA | 4.03ct | Heart | D | VS2 | Excellent

GIA | 4.03ct | Heart | D | VS2 | Excellent

From $98,745

Compare at $106,417

2 stores
GIA | 4.05ct | Heart | F | VVS1 | Very Good

GIA | 4.05ct | Heart | F | VVS1 | Very Good

From $99,092

Compare at $106,135

2 stores
GIA | 4.01ct | Heart | D | VS1 | Very Good

GIA | 4.01ct | Heart | D | VS1 | Very Good

From $108,642

Compare at $110,715

2 stores
GIA | 4.02ct | Heart | D | FL | Ideal

GIA | 4.02ct | Heart | D | FL | Ideal

From $133,691

Compare at $143,440

2 stores
GIA | 4.04ct | Heart | E | FL | Ideal
Save 24.4%

GIA | 4.04ct | Heart | E | FL | Ideal

From $143,048

Compare at $189,155

3 stores
GIA | 4.04ct | Heart | D | FL | Excellent
Save 25.1%

GIA | 4.04ct | Heart | D | FL | Excellent

From $149,977

Compare at $200,337

3 stores
GIA | 4.07ct | Heart | D | VS1 | Excellent

GIA | 4.07ct | Heart | D | VS1 | Excellent

From $155,839

Compare at $155,840

2 stores

Entry pricing in this category starts around $5,790.

What to Know When Shopping for 4 Carat Heart Natural Diamonds

  1. Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $183,336 or more.
  2. Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
  3. The median price of $66,534 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
  4. Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
  5. Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
  6. Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
  7. Heart-shaped diamonds require excellent symmetry to look balanced. Aim for carat weights above 0.5 where the shape is clearly visible.

Frequently Asked Questions

We currently track 43 comparable stones in this segment. Prices start around $5,790 and go up to $189,126.

Based on the latest market data, the average asking price is about $69,387 with a median around $66,534.

The observed spread is roughly $183,336 across tracked listings, which is about 96.9% from highest to lowest offer in this bucket.

We refresh pricing data daily so these pages stay current with market changes.

Based on completed market data, the fair market benchmark is $69,387. The median price is $66,534, so offers between the median and fair benchmark can be reasonable, while reputable listings below the median may be especially competitive.

We currently track this stone category across 7 online retailers, giving you a broad view of the competitive landscape.

For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.

Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $183,336 across sellers, which is why direct certified-diamond comparison is essential.

We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.

Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.

Diamond Terminology

Carat
A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
Cut
Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
Color
Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
Clarity
Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.

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Tracking Natural inventory for 4 carat Heart diamonds.