3.5 Carat Oval Natural Diamond Prices Comparison
As of February 2026, 3.5 carat oval natural diamonds usually range from $824 to $107,789, with an average price of $44,480.In the last month, prices for these diamonds are down 1%.Compare 208 verified listings across 8 retailers tracked by CaratRadar.
3.5 Carat Oval Natural Diamond Market Overview
CaratRadar currently tracks 208 verified 3.5-carat oval natural diamonds listed across 8 online retailers. Prices in this segment range from $824 to $107,789, with an average asking price of $44,480 and a median of $48,584.
The price spread of $106,965 (99.2% from highest to lowest) highlights why comparing identical certified diamonds across multiple retailers matters. Two identical certified diamonds can differ by hundreds or even thousands of dollars depending on the retailer.
These figures are based on our latest daily market data, matched by certification lab and certificate number across retailers, so you are comparing the exact same diamond.
208 diamonds tracked in this segment
Price range: $824 to $107,789
Average price: $44,480
Median price: $48,584
Available across 8 retailers
Savings potential: up to 99.2%
Price Range Overview
As of Feb 28, 2026Real market range for this carat, shape, and diamond type.
208
$824
$44,480
$48,584
$107,789
Price History
Price Comparison Matrix
Live Listings
See all listingsCompare current retailer offers for this exact segment and open any listing for full details.
IGISave 19.1%3.46ct | Oval | D | VVS1 | Very Good
From $1,753
Compare at $2,166
GIA3.48ct | Oval | D | VS1 | Very Good
From $82,470
Compare at $90,100
GIASave 66%3.48ct | Oval | D | IF | Ideal
From $7,314
Compare at $21,537
IGISave 68.6%3.48ct | Oval | F | VS2 | Very Good
From $830
Compare at $2,640
GIASave 63.8%3.48ct | Oval | D | VVS1 | Ideal
From $3,382
Compare at $9,333
GIA3.5ct | Oval | H | VS1 | Excellent
From $59,548
Compare at $60,385
GIASave 42.2%3.5ct | Oval | G | SI1 | Ideal
From $55,940
Compare at $96,704
GIASave 25.7%3.5ct | Oval | D | SI1 | Excellent
From $60,210
Compare at $81,010
GIA3.5ct | Oval | D | SI1 | Ideal
From $62,330
Compare at $68,499
GIA3.5ct | Oval | I | SI2 | Excellent
From $23,530
Compare at $25,336
GIA3.5ct | Oval | G | VS2 | Excellent
From $68,022
Compare at $74,970
GIASave 19.5%3.5ct | Oval | K | SI2 | Ideal
From $23,574
Compare at $29,273
GIA3.5ct | Oval | J | VVS1 | Excellent
From $41,826
Compare at $46,019
GIA3.5ct | Oval | H | VS2 | Excellent
From $56,535
Compare at $60,813
GIASave 15.5%3.5ct | Oval | H | SI2 | Excellent
From $41,699
Compare at $49,369
GIASave 23%3.5ct | Oval | I | SI1 | Ideal
From $42,630
Compare at $55,381
GIASave 63.1%3.5ct | Oval | D | VVS2 | Ideal
From $2,681
Compare at $7,276
GIASave 63.1%3.5ct | Oval | D | VVS2 | Ideal
From $2,681
Compare at $7,276
GIASave 15.5%3.5ct | Oval | I | VS2 | Good
From $45,543
Compare at $53,913
GIA3.5ct | Oval | K | VS1 | Excellent
From $27,502
Compare at $28,008
GIASave 19.3%3.5ct | Oval | H | VVS2 | Good
From $65,024
Compare at $80,620
3.5ct | Oval | H | VS2 | Excellent
From $60,606
Compare at $73,965
GIASave 58.5%3.5ct | Oval | D | VS2 | Ideal
From $59,956
Compare at $144,618
GIASave 15.5%3.5ct | Oval | H | VS1 | Excellent
From $53,371
Compare at $63,169
GIASave 58.4%3.5ct | Oval | F | SI2 | Ideal
From $37,974
Compare at $91,185
GIA3.5ct | Oval | I | VVS2 | Good
From $52,397
Compare at $55,864
GIA3.5ct | Oval | G | VS2 | Excellent
From $69,062
Compare at $71,310
GIA3.5ct | Oval | G | SI2 | Very Good
From $48,607
Compare at $53,550
GIA3.5ct | Oval | D | VS1 | Very Good
From $85,344
Compare at $93,240
GIASave 76.4%3.5ct | Oval | E | VS1 | Excellent
From $2,129
Compare at $9,040
GIA3.5ct | Oval | H | VS2 | Excellent
From $50,873
Compare at $51,653
GIA3.5ct | Oval | F | SI2 | Excellent
From $46,731
Compare at $49,404
3.5ct | Oval | J | SI1 | Excellent
From $29,868
Compare at $34,927
GIASave 15.5%3.5ct | Oval | H | VS2 | Very Good
From $56,591
Compare at $66,975
GIASave 14.8%3.5ct | Oval | E | VS1 | Excellent
From $75,268
Compare at $88,381
GIASave 24.5%3.5ct | Oval | E | VS2 | Excellent
From $67,385
Compare at $89,250
GIASave 12.8%3.5ct | Oval | I | VVS1 | Good
From $62,574
Compare at $71,748
GIASave 70.6%3.5ct | Oval | F | IF | Ideal
From $3,879
Compare at $13,173
GIASave 16.6%3.5ct | Oval | F | SI1 | Very Good
From $58,800
Compare at $70,475
GIASave 14.9%3.5ct | Oval | E | SI1 | Excellent
From $61,442
Compare at $72,159
GIASave 13.7%3.5ct | Oval | H | VVS2 | Excellent
From $59,865
Compare at $69,391
GIA3.5ct | Oval | D | SI1 | Very Good
From $62,361
Compare at $67,956
GIA3.5ct | Oval | H | SI1 | Very Good
From $48,787
Compare at $51,455
GIASave 20.8%3.5ct | Oval | D | SI2 | Ideal
From $49,594
Compare at $62,598
GIASave 21%3.5ct | Oval | E | VS2 | Excellent
From $70,550
Compare at $89,250
GIA3.5ct | Oval | J | VVS1 | Excellent
From $29,750
Compare at $32,055
GIASave 41.2%3.5ct | Oval | H | VS2 | Ideal
From $61,650
Compare at $104,878
GIASave 15.5%3.5ct | Oval | G | SI1 | Excellent
From $55,847
Compare at $66,095
GIASave 15.5%3.5ct | Oval | H | SI2 | Excellent
From $40,572
Compare at $48,036
3.5ct | Oval | D | SI1 | Excellent
From $79,115
Compare at $96,533
Entry pricing in this category starts around $824.
What to Know When Shopping for 3.5 Carat Oval Natural Diamonds
- Always compare identical certified diamonds across retailers. Identical certificate numbers can have price differences of $106,965 or more.
- Focus on the 4Cs that matter most to you. Color and clarity grades drive price more than cut in many segments, but cut affects sparkle the most.
- The median price of $48,584 is a useful benchmark. If you see a deal significantly below this, verify the retailer's reputation and return policy.
- Consider eye-clean alternatives. Moving one clarity grade down (e.g., VS2 to SI1) can save 10-15% with no visible difference to the naked eye.
- Compare natural vs. lab-grown options for the same carat and shape. Lab-grown diamonds are chemically identical but often 30-50% less expensive.
- Check shipping, insurance, and return policies. The lowest sticker price is not always the best deal once you factor in total cost of purchase.
- Oval diamonds can appear larger than rounds of the same carat weight due to their elongated face-up area. Watch for the bow-tie effect in lower-quality cuts.
Frequently Asked Questions
We currently track 208 comparable stones in this segment. Prices start around $824 and go up to $107,789.
Based on the latest market data, the average asking price is about $44,480 with a median around $48,584.
The observed spread is roughly $106,965 across tracked listings, which is about 99.2% from highest to lowest offer in this bucket.
We refresh pricing data daily so these pages stay current with market changes.
Based on our data, the median price is $48,584, which represents the midpoint of the market. Anything below this figure from a reputable retailer is a solid deal.
We currently track this stone category across 8 online retailers, giving you a broad view of the competitive landscape.
For most buyers, color differences below G are hard to detect once set in a ring. Clarity grades of VS2 and above are typically eye-clean. Prioritize cut quality for maximum brilliance, then balance color and clarity based on your budget.
Retailer pricing strategies, overhead costs, and margin targets all contribute. The exact certified diamond can differ by $106,965 across sellers, which is why direct certified-diamond comparison is essential.
We match diamonds across retailers by their certification lab and certificate number. This means the prices you see are for the exact same physical diamond, not just stones with similar specs. It is a true apples-to-apples comparison.
Diamond prices fluctuate based on supply and demand. Our data refreshes regularly so you can track trends over time. Use the price range on this page as a benchmark and compare it to historical averages when available.
Diamond Terminology
- Carat
- A unit of weight for diamonds equal to 200 milligrams. Larger carat weights are exponentially rarer, which is why prices increase non-linearly with size.
- Cut
- Refers to how well a diamond's facets interact with light. Cut quality ranges from Ideal to Poor and is the single biggest factor affecting a diamond's brilliance.
- Color
- Grades a diamond's lack of color on a scale from D (colorless) to Z (light yellow). Grades D-F are considered colorless; G-J are near-colorless and offer good value.
- Clarity
- Measures the presence of internal inclusions or surface blemishes. Grades range from Flawless (FL) to Included (I3). Most inclusions in VS2 and above are invisible to the naked eye.
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Tracking Natural inventory for 3.5 carat Oval diamonds.